Presented by Planning & Prospering

Financial knowledge.
Real-life confidence.

The central home for Planning & Prospering financial seminars, webinars, church and community programming, youth education, and topic-based sessions.

5financial wellness pillars
1–5session formats
1organized learning hub
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PRIVATE PROGRAM HUBSOne space for each organization

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GUIDED LEARNINGSix-to-eight-week lesson roadmaps

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RESOURCES & OFFERSWorkbooks, tools, and paid add-ons

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THE FINANCIAL EDUCATION HUB

Every learning experience. One clear place to begin.

Explore the five primary ways Planning & Prospering delivers practical financial education, then choose the program or session that fits your audience.

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FAITH COMMUNITIES

Church Programming

Financial wellness experiences rooted in stewardship, practical action, family protection, planning, growth, and legacy.

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ORGANIZATIONS & NEIGHBORHOODS

Community Programming

Flexible workshops, cohorts, and multi-session programs for nonprofits, associations, mentorship groups, and community partners.

Plan a community program →
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YOUTH FINANCIAL EDUCATION

FinSmarts

Age-appropriate financial literacy for students through interactive lessons, activities, challenges, and mentorship programming.

Explore youth programming →
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OPEN REGISTRATION

Public Seminars & Webinars

Practical live learning experiences for individuals, couples, families, and professionals ready to take a clearer next step.

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CUSTOMIZED LEARNING

Topic-Based Sessions

Focused presentations built around budgeting, credit, protection, planning, investing, retirement, legacy, and more.

Browse session topics →
Planning and Prospering Financial Wellness Seminar Series overview for churchesThe testimonial shown reflects one participant’s experience. Individual experiences and outcomes vary.

FOR CHURCHES & FAITH COMMUNITIES

Financial wellness grounded in stewardship.

This four-session seminar series helps congregations build financial clarity, protect their families, plan for growth, and connect money decisions to faith, purpose, and legacy.

  • Four 90-minute professionally facilitated sessions
  • Participant workbooks and practical action plans
  • Faith-forward, biblically aligned education
  • Leadership insights and optional follow-up strategy sessions

“Emmanuel has the ability to educate and connect you to most, if not all, financial resources in a very practical and enlightening way. He has been and still is a tremendous blessing to our congregation.”

Bishop Sieon RobertsEden Experience Church

FOR INDIVIDUALS, TEAMS & COMMUNITY AUDIENCES

Practical financial education, delivered in the format that fits.

Choose a focused seminar or webinar, a multi-session learning series, or a customized presentation built around the needs of your audience.

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One-time presentation

A clear, engaging 60–90-minute session for conferences, workplaces, churches, community events, or member education.

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Three-session series

A deeper progression through financial clarity, protection and planning, then growth, consistency, and legacy.

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Five-pillar program

One focused session for each pillar: Clarity, Protection, Planning, Growth, and Legacy.

SEMINARS & WEBINARS

Choose the session that fits your next financial move.

Book a presentation for your organization or register for an available public session. Each topic is practical, audience-friendly, and designed to produce clear next steps.

FLAGSHIP COUPLES SEMINAR

Two Incomes, One Vision

A Financial Strategy for Couples

A focused experience that helps couples communicate clearly, organize money together, align priorities, and build a shared financial strategy as one team.

  • Money communication
  • Shared budgeting and cash flow
  • Debt and goal alignment
  • Protection and long-term planning

FOUNDATIONS

Budgeting Fundamentals

Taking Control of Your Cash Flow

$157 public registration
  • Budgeting systems
  • Cash-flow control
  • Spending awareness
  • Financial organization
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FOUNDATIONS

Credit Intelligence

Understanding and Building Your Score

$157 public registration
  • Credit utilization
  • Score factors
  • Repair strategy
  • Borrowing confidence
Register / Learn More →

WEALTH BUILDING

Wealth Education

Financial Concepts for Long-Term Clarity

$247 public registration
  • Wealth-building concepts
  • Risk-awareness basics
  • Retirement account overview
  • Long-term financial clarity
Register / Learn More →

PROTECTION

Risk & Protection

Insurance as a Financial Strategy

$157 public registration
  • Income protection
  • Life insurance
  • Long-term care
  • Family planning
Register / Learn More →

LONG-TERM PLANNING

Financial Architecture

Designing Your Long-Term Financial Plan

$247 public registration
  • Financial structure
  • Retirement strategy
  • Estate planning
  • Legacy coordination
Register / Learn More →

Organization-sponsored presentations are quoted separately based on format, audience size, customization, travel, and materials.

FLAGSHIP FINANCIAL BASICS PRESENTATION

The Five Pillars of Financial Wellness

A broad, practical introduction to the essential areas of a healthy financial life.

This presentation helps participants understand where they stand, identify gaps, and leave with a clearer next step. It can be delivered as a concise overview or expanded with exercises, discussion, and audience-specific examples.

The 3 Cs of progressClarityControlConsistency
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01

Clarity

Understand cash flow, debt, savings, net worth, priorities, and the financial decisions demanding attention.

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Protection

Strengthen emergency reserves and protect income, family, health, property, and long-term plans.

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Planning

Turn goals into a practical strategy for spending, debt, major milestones, retirement, and family decisions.

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Growth

Build savings, investments, assets, earning capacity, and habits that support long-term progress.

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Legacy

Prepare beneficiaries, estate documents, family conversations, and the transfer of values and resources.

CLEAR ENGAGEMENT OPTIONS

Start with the right level of support.

Final pricing depends on audience size, customization, travel, materials, and delivery format.

ESSENTIAL WORKSHOP

One focused session

Starting at $2,000

60–90 minutes, planning call, light customization, participant worksheet, and Q&A.

Request availability →
FINANCIAL CLARITY SERIES

Three connected sessions

Starting at $5,500

A guided progression from clarity and control to protection, planning, growth, and action.

Plan a three-part series →
FINANCIAL EMPOWERMENT PROGRAM

Four to eight sessions

Starting at $8,500

Customized curriculum, workbooks, resources, participant hub, and implementation support.

Build a custom program →

TRUSTED IN COMMUNITY

Organizations and communities served.

ONE CONNECTED LEARNING EXPERIENCE

Everything participants need after they enroll.

Each program can have a clear participant home for schedules, lessons, workbooks, progress, resources, and certificates.

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Program-Specific Content

Give each partner organization a private or public home with its own schedule, content, and resources.

Explore the church series →
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Workbooks & Resources

Keep proprietary workbooks, tools, downloads, and supporting materials organized behind participant access.

Explore learning resources →
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Progress & Completion

Track completed lessons, saved responses, program activity, and certificate eligibility from one system.

Access the participant hub →
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Secure Participant Access

Give enrolled participants passwordless access while program administrators manage cohorts, enrollment, and availability.

Participant login →

THE PROGRAM DELIVERY PLATFORM

Everything participants need, from the first session to the final action plan.

You create the experience once, share a private link and access code, then guide participants through every lesson from one organized hub.

01

Create the program

Build a customized four-to-eight-session experience for a church, organization, adult cohort, or mentorship program.

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Invite participants

Share the organization’s private page and access code with registered attendees.

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Facilitate each session

Participants follow the lesson roadmap, complete embedded workbook exercises, and access protected materials.

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Extend the relationship

Offer premium toolkits, individual sessions, or additional programs directly inside the resource library.

FEATURED CHURCH PROGRAM

Clarity, Protection, Growth & Legacy

Four faith-centered sessions • Embedded exercises • Protected digital workbooks • 90-day action plans

Participant access provided after registrationOpen church series →

TOPIC-BASED SEMINARS & WEBINARS

Choose a focused topic or build a custom series.

Each session can stand alone or be combined into a broader financial wellness experience.

CLARITY

Know where you stand

  • Financial basics and personal financial checkup
  • Budgeting and cash-flow management
  • Credit and borrowing
  • Debt reduction strategies
  • Emergency fund essentials
PROTECTION

Protect what matters

  • Protecting income and family
  • Life and disability insurance basics
  • Long-term care planning
  • Financial preparedness for caregivers
  • Beneficiary and risk-management reviews
PLANNING

Create a practical strategy

  • Goal-based financial planning
  • Retirement readiness
  • Money and marriage
  • Financial wellness for families
  • Planning for business owners
GROWTH

Build with intention

  • Investing fundamentals
  • Understanding compound growth
  • Building assets over time
  • Increasing income and financial capacity
  • Financial wellness for entrepreneurs
LEGACY

Prepare what comes next

  • Estate-planning basics
  • Wills, powers of attorney, and trusts
  • Building generational wealth
  • Teaching children about money
  • Family legacy conversations
Three FinSmarts Academy students learning practical money skills
K–12

Four age-based learning tracks

YOUTH FINANCIAL LITERACY

Powered by FinSmarts Academy.

FinSmarts Academy gives students practical financial confidence through guided lessons, simulations, games, real-world challenges, certificates, and progress tracking that grows with them from kindergarten through graduation.

4Learning tracks20Interactive modulesK–12One continuous journey
  • Built for schools, families, youth organizations, and mentorship programs
  • Age-appropriate paths for K–2, 3–5, 6–8, and 9–12
  • Dashboards for parents, educators, and program leaders

Youth participation should be coordinated by a parent, legal guardian, school, church, or sponsoring organization. Children under 13 should not submit the inquiry form.

Emmanuel S. Desmolieres, financial educator and founder of Planning and Prospering
10+

Years of financial education and professional experience

MEET YOUR FINANCIAL EDUCATOR

Emmanuel S. Desmolieres, CLTC®

Turning financial knowledge into practical, life-changing action.

Emmanuel is a financial educator, licensed insurance professional, author of Money Basics, and founder of Planning & Prospering. With over a decade of experience, he has taught practical financial literacy to individuals, families, churches, youth programs, business owners, and community organizations.

His approach combines clear explanations, guided practice, real-life examples, and achievable next steps that help people move forward with greater confidence.

FREQUENTLY ASKED QUESTIONS

What organizations usually want to know.

Every engagement is shaped around the audience, schedule, and goals of the organization.

How much does a program cost?

A one-time 60–90-minute workshop generally starts at $2,000, a three-session series starts at $5,500, and customized four-to-eight-session programs start at $8,500. Final pricing reflects audience size, delivery format, customization, travel, and materials.

How long are the programs?

Programs can be delivered as a focused workshop or as a four, six, eight, or twelve-week learning series. Church financial wellness sessions are commonly 60 to 90 minutes each.

How many people can participate?

Programs can support small leadership groups, live cohorts, congregations, mentorship programs, and larger community audiences. The recommended format depends on the group size and desired interaction.

Can sessions be delivered virtually?

Yes. Programs can be delivered in person, virtually through Zoom or Google Meet, or in a hybrid format. Participants use the program hub alongside the live sessions.

Can the lessons be customized?

Yes. Topics, examples, activities, program length, faith integration, and participant materials can be tailored to the organization and audience.

How is participant access handled?

Most church and community cohorts use a private link and shared access code. Individual participant accounts can be added for programs that require progress tracking, certificates, restricted paid resources, individual access revocation, saved workbook responses, or download activity records.

START A CONVERSATION

Let’s build a program that fits your people.

Tell me a little about your organization, audience, and goals. I’ll review your request and follow up with the best next step.

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Share your visionGive me the basics. No formal proposal needed.

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Get a thoughtful responseI’ll follow up about fit, format, and availability.

Prefer email? emmanueld@planningandprospering.com

By submitting, you agree that Planning & Prospering may contact you about this request.