Presented by Planning & Prospering

Financial knowledge.
Real-life confidence.

Customized financial education and guided learning experiences for adults, families, churches, youth programs, and community organizations.

7core money topics
4–12week programs
1organized learning hub
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PRIVATE PROGRAM HUBSOne space for each organization

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GUIDED LEARNINGSix-to-eight-week lesson roadmaps

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RESOURCES & OFFERSWorkbooks, tools, and paid add-ons

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TRUSTED IN COMMUNITY

Organizations and communities served.

BUILT FOR EVERY LEARNING SETTING

One platform. Many ways to learn.

Launch an ongoing series, a focused workshop, a live virtual cohort, or an organizational program, all with a clear home for participants.

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Church & Community Programs

Give each partner organization a private or public home with its own schedule, content, and resources.

Explore the church series →
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Workshops & Learning Series

Create focused one-day workshops or six-, eight-, and twelve-week adult learning experiences.

Plan a series →
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Live Cohorts

Keep participants organized before and after Zoom or Google Meet sessions with one reliable learning home.

Launch a cohort →
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Youth & Mentorship Programs

Offer age-appropriate financial literacy through the complete FinSmarts Academy K–12 learning platform.

Explore FinSmarts Academy →
Planning and Prospering Financial Wellness Seminar Series overview for churchesThe testimonial shown reflects one participant’s experience. Individual experiences and outcomes vary.

FOR CHURCHES & FAITH COMMUNITIES

Financial wellness grounded in stewardship.

This four-session seminar series helps congregations build financial clarity, protect their families, plan for growth, and connect money decisions to faith, purpose, and legacy.

  • Four 90-minute professionally facilitated sessions
  • Participant workbooks and practical action plans
  • Faith-forward, biblically aligned education
  • Leadership insights and optional follow-up strategy sessions

“Emmanuel has the ability to educate and connect you to most, if not all, financial resources in a very practical and enlightening way. He has been and still is a tremendous blessing to our congregation.”

Bishop Sieon RobertsEden Experience Church

THE PROGRAM DELIVERY PLATFORM

Everything participants need, from the first session to the final action plan.

You create the experience once, share a private link and access code, then guide participants through every lesson from one organized hub.

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Create the program

Build a customized four-to-eight-session experience for a church, organization, adult cohort, or mentorship program.

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Invite participants

Share the organization’s private page and access code with registered attendees.

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Facilitate each session

Participants follow the lesson roadmap, complete embedded workbook exercises, and access protected materials.

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Extend the relationship

Offer premium toolkits, individual sessions, or additional programs directly inside the resource library.

FEATURED CHURCH PROGRAM

Clarity, Protection, Growth & Legacy

Four faith-centered sessions • Embedded exercises • Protected digital workbooks • 90-day action plans

Participant access provided after registrationOpen church series →

THE LEARNING PATH

Money skills for the real world.

Every module builds understanding, then moves participants toward a practical action.

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Budgeting

Build a spending plan that puts every dollar to work.

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Saving

Turn goals into a repeatable saving system.

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Credit

Understand scores, borrowing, and smart repayment.

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Banking

Use accounts, cards, and digital tools with confidence.

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Investing

Learn risk, growth, diversification, and time.

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Entrepreneurship

Move from a good idea to a simple business plan.

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Insurance

Protect income, property, health, and the people you love.

Three FinSmarts Academy students learning practical money skills
K–12

Four age-based learning tracks

YOUTH FINANCIAL LITERACY

Powered by FinSmarts Academy.

FinSmarts Academy gives students practical financial confidence through guided lessons, simulations, games, real-world challenges, certificates, and progress tracking that grows with them from kindergarten through graduation.

4Learning tracks20Interactive modulesK–12One continuous journey
  • Built for schools, families, youth organizations, and mentorship programs
  • Age-appropriate paths for K–2, 3–5, 6–8, and 9–12
  • Dashboards for parents, educators, and program leaders

Youth participation should be coordinated by a parent, legal guardian, school, church, or sponsoring organization. Children under 13 should not submit the inquiry form.

Emmanuel S. Desmolieres, financial educator and founder of Planning and Prospering
10+

Years of financial education and professional experience

MEET YOUR FINANCIAL EDUCATOR

Emmanuel S. Desmolieres, CLTC®

Turning financial knowledge into practical, life-changing action.

Emmanuel is a financial educator, licensed insurance professional, author of Money Basics, and founder of Planning & Prospering. With over a decade of experience, he has taught practical financial literacy to individuals, families, churches, youth programs, business owners, and community organizations.

His approach combines clear explanations, guided practice, real-life examples, and achievable next steps that help people move forward with greater confidence.

FREQUENTLY ASKED QUESTIONS

What organizations usually want to know.

Every engagement is shaped around the audience, schedule, and goals of the organization.

How much does a program cost?

Pricing depends on program length, audience size, delivery format, customization, and included materials. Submit an inquiry for a proposal built around your organization.

How long are the programs?

Programs can be delivered as a focused workshop or as a four, six, eight, or twelve-week learning series. Church financial wellness sessions are commonly 60 to 90 minutes each.

How many people can participate?

Programs can support small leadership groups, live cohorts, congregations, mentorship programs, and larger community audiences. The recommended format depends on the group size and desired interaction.

Can sessions be delivered virtually?

Yes. Programs can be delivered in person, virtually through Zoom or Google Meet, or in a hybrid format. Participants use the program hub alongside the live sessions.

Can the lessons be customized?

Yes. Topics, examples, activities, program length, faith integration, and participant materials can be tailored to the organization and audience.

How is participant access handled?

Most church and community cohorts use a private link and shared access code. Individual participant accounts can be added for programs that require progress tracking, certificates, restricted paid resources, individual access revocation, saved workbook responses, or download activity records.

START A CONVERSATION

Let’s build a program that fits your people.

Tell me a little about your organization, audience, and goals. I’ll review your request and follow up with the best next step.

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Share your visionGive me the basics. No formal proposal needed.

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Get a thoughtful responseI’ll follow up about fit, format, and availability.

Prefer email? emmanueld@planningandprospering.com

By submitting, you agree that Planning & Prospering may contact you about this request.